Terms of Use

Last updated on: 3 October 2018

Terms & Conditions

The conditions contained here are the website Usage Terms and Conditions (“Terms” or “Terms & Conditions”) and will govern all use of the website www.finacco-ks.com. By using the website, you accept all Terms & Conditions in full and without objection. If you have any objections to any Terms & Conditions”, do not use the website of www.finacco-ks.com as all Terms & Conditions are in effect.

Intellectual Property Rights

Finacco Kosovo LLC-FinANALYCTICS and/or its licensors own all rights to all intellectual property and content contained on its website. This property and content is registered with local authorities. As a user, you are allowed a limited usage license, subject to the Terms & Conditions, and may be subject to legal action if any property or content is taken or re-used without permission from Finacco Kosovo LLC-FinANALYTICS.

Restrictions

Finacco Kosovo LLC-FinANALYTICS users are restricted, but may not be limited, to the following actions to or any other actions that are unauthorized or unlawful:

  • publishing, selling, sublicensing and/or commercializing/profiting from the website or any part of it;
  • using the website for any manner of advertising or marketing;
  • damaging the website or using it in a way that could be damaging; and/or
  • using the website in a manner in which could cause harm to it or any persons/businesses associated with it.
  • Finacco Kosovo LLC-FinANALYTICS maintains some restricted areas on the website from users and may restrict further areas at any time at its discretion.

    Accuracy, Completeness, and Timeliness of Information

    The content maintained and provided on the website is for general information only and should not be relied upon without consulting other sources that may be more primary, complete, accurate, and/or timely. Finacco Kosovo LLC-FinANALYTICS does not hold responsibility if the information on the website is not the most complete, accurate, and/or timely. Any or all reliance on information obtained from the website is at users’ own risk.

    Historical information may be maintained on the website for users’ reference. This historical information (i.e. credit-related analyses) may not be current and contain statements of opinion from the date they were given and should not be considered as statements of fact or recommendations to purchase, hold, and/or sell securities/loan approvals or to make investment decisions. Finacco Kosovo LLC-FinANALYTICS has no obligation to update this information after it has been published.

    No Warranties

    The content maintained on the website should not be considered advisory material. Users should not rely on its use solely, and it should not be thought of as a substitute for the skill, judgment, and/or experience of users themselves, management, employees, advisors, and/or clients for the use of business decisions.

    The website and its content are provided for “AS IS” use, and Finacco Kosovo LLC-FinANALYTICS holds no responsibility for any errors or omissions, regardless of cause, for results obtained or security or maintenance of input of data by users from the website use or content.

    Third-Party Links

    Finacco Kosovo LLC-FinANALYTICS attempts to maintain accurate and timely information; however, it makes no warranty, expressed or indirect, about the completeness, accuracy, reliability, suitability, or availability with regard to the website, content, information, and/or good/services provided for any purpose. Any reliance on this information or content is used at users’ own risk.

    Finacco Kosovo LLC-FinANALYTICS will not be held liable in any event from, including without limitation, indirect or consequential loss or damage from loss of data or profits resulting from or connecting to the use of the website.

    Finacco Kosovo LLC-FinANALYTICS sometimes links to other websites which are not under control of the staff, including IT experts maintaining the website, nor does it have control over the content, nature, and availability of these such sites. No endorsement of views or recommendations can be implied from Finacco Kosovo LLC-FinANALYTICS if such link is included.

    Finacco Kosovo LLC-FinANALYTICS cannot be held liable for the website being temporarily down/unavailable due to technical issues outside of its control; however, it will make every effort to maintain the website and its availability for access and use.

    Limitation of Liability

    No guarantee is given regarding the accuracy, completeness, timeliness, and/or availability of the content on the website nor printed material by Finacco Kosovo LLC-FinANALYTICS, its affiliates, and any third-party providers, including directors, officers, shareholders, employees, and/or agents (collectively known as Finacco Kosovo LLC-FinANALYTICS Parties). Finacco Kosovo LLC-FinANALYTICS Parties shall in no event be held liable in connection with the use of any of its content, even if advised of the possibility of the following damages, for any direct, indirect, incidental, exemplary, compensatory, punitive, special, or consequential damages, costs, expenses, legal fees or losses, including without limitation, the loss of income or profits and opportunity costs.

    FINACCO KOSOVO LLC-FINANALYTICS PARTIES MAINTAIN A DISCLAIMER TO ALL EXPRESSED AND INDIRECT WARRANTIES, INCLUDING BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR USE, SAFETY FROM SOFTWARE/INTERNET BUGS, SOFTWARE ERRORS OR DEFECTS, AND/OR THAT THE FUNCTIONING OF THE WEBSITE WILL BE UNINTERRUPTED OR THE WEBSITE WILL OPERATE WITH ANY SOFTWARE OR HARDWARE CONFIGURATION.

    Severability

    Should any provision of these Terms be found unenforceable or invalid under applicable law, that provision will not render these Terms unenforceable or invalid as a whole. The such provision will be deleted or removed without affecting the remaining provisions contained herein.

    Change of Terms

    Finacco Kosovo LLC-FinANALYTICS reserves the right to revise and amend these Terms at any time as it sees fit. As a user and client, you are expected to review the Terms on a regular basis.

    Entire Agreement

    These Terms & Conditions, including any legal notices and disclaimers specified on the website, constitute an agreement between Finacco Kosovo LLC-FinANALYTICS and you with regard to your use of the website and the Finacco Kosovo LLC-FinANALYTICS’ use of your data. The current agreement replaces all prior agreements in the past.

    Governing Law and Jurisdiction

    These Terms will be governed and acted on in accordance with Kosovo law, and by using the website and services, you submit to the nonexclusive jurisdiction of courts located within Kosovo for the resolution of any disputes and/or disagreements.

    Privacy Policy

    The Privacy Policy governs all aspects of privacy for the website www.finacco-ks.com for Finacco Kosovo LLC-FinANALYTICS. Any terms not defined under the Privacy Policy are specified under the Terms & Conditions.

    Your Privacy

    Finacco Kosovo LLC-FinANALYTICS adheres to all legal requirements regarding the protection of your privacy. In the Privacy Policy, it is explained the means of how Finacco Kosovo LLC-FinANALYTICS may collect information, how it may be shared, and how you can limit its sharing. The Privacy Policy is a legal document. All terms are defined below.

    Definitions

  • “Non-Personal Information” is information that is not personally identifiable collected when you use the website.
  • “Personal Information” is any information that personally identifies you and may include such information as your name, email address, and other personal information you provide to Finacco Kosovo LLC-FinANALYTICS. Personal Information may be requested from Finacco Kosovo LLC-FinANALYTICS to use certain parts of the website.

    Finacco Kosovo LLC-FinANALYTICS will use information received from you as follows:

    Information Finacco Kosovo LLC-FinANALYTICS Collects

    You are not required to provide any Personal Information to Finacco Kosovo LLC-FinANALYTICS when using the website as a visitor. You may browse the website to learn more and can control what information you provide.

    Computer Information Collected

    Finacco Kosovo LLC-FinANALYTICS collects some information automatically from your computer or mobile device when using the website. The information collected is usually Non-Personal Information. Finacco Kosovo LLC-FinANALYTICS also collect the following:

    Cookies

    A Cookie is data that is stored on your computer or mobile device by your web browser showing websites you have visited. Finacco Kosovo LLC-FinANALYTICS uses this information to personalize the content on the website. You may disable Cookies in your web browser, but this may also disable some of the functionality of the website. Personal Information will never be saved in Cookies through the website www.finacco-ks.com.

    Third Party Tracking Tools

    Third party tracking tools are used to improve the website with its features and performance by collecting Non-Personal Information and usage data. This data is not managed or collected by Finacco Kosovo LLC-FinANALYTICS, and; thus, Finacco Kosovo LLC-FinANALYTICS is not responsible for the data collected and/or how it is used or protected.

    Automatic Information

    The IP address from which you use to access the internet and web browser/mobile device used to access the website is automatically sent to Finacco Kosovo LLC-FinANALYTICS. Additionally, the website from which you left to access the website www.finacco-ks.com and travelled to after leaving the website is tracked. This information is used to monitor and analyze trends and to improve the website.

    How Finacco Kosovo LLC-FinANALYTICS Uses Your Information:

    Website Customizing

    Personal Information provided may be used by Finacco Kosovo LLC-FinANALYTICS to customize the website. Finacco Kosovo LLC-FinANALYTICS may share information with partners that provide website services to it (i.e. hosting companies, payment processors, etc.), but these affiliates will only receive the information needed for the respective service. Your Personal Information will never be sold, rented, or provided to these third parties, and Finacco Kosovo LLC-FinANALYTICS maintains its confidentiality agreements with you regarding this information.

    Data Aggregation

    Finacco Kosovo LLC-FinANALYTICS retains the right for the collection and use any Non-Personal Information while you use the website and aggregate this data for the improvement of the website and internal analytics; Personal Information will never be included in these aggregations. Your Non-Personal Information may be resold to third party affiliates.

    Legally Required Releases of Information

    If required by law, Finacco Kosovo LLC-FinANALYTICS may release your personal information to the applicable parties. The circumstances in which it may release your information is as follows:

  • (a) required by subpoena, law, or other legal process;
  • (b) required to assist law enforcement officials or government agencies;
  • (c) required for the investigation of violations or enforcement of its Legal Terms;
  • (d) required to protect Finacco Kosovo LLC-FinANALYTICS from legal action or claims from third parties or clients/partners; and/or
  • (e) required to protect the legal rights, personal/real/intellectual property, or safety of Finacco Kosovo LLC-FinANALYTICS, its members, clients, and/or partners.
  • Do Not Track (DNT)

    Do Not Track (DNT) is a browser setting that notifies websites of your interest not to be tracked. Finacco Kosovo LLC-FinANALYTICS does not support this preference. DNT can be disabled form the Preferences or Settings in your web browser.

    Links to Other Websites

    The website www.finacco-ks.com may contain links to external websites outside of its control which may have their own privacy policies. Finacco Kosovo LLC-FinANALYTICS maintains that it has no control of these websites and takes no responsibility for them. You access them at your own risk, and, if you access these websites, Finacco Kosovo LLC-FinANALYTICS advises that you review their privacy policies and how they share your information. Furthermore, external website links may contain links to websites of the affiliates of Finacco Kosovo LLC-FinANALYTICS. These websites also are not subject to the Privacy Policy of Finacco Kosovo LLC-FinANALYTICS.

    Email Policy

    Finacco Kosovo LLC-FinANALYTICS and its partners comply with Kosovo and EU policies regarding email communication and will not sell, rent, or trade your information to any unaffiliated third party without consent. Additionally, you may opt in or out of any future email from Finacco Kosovo LLC-FinANALYTICS or its partners.

    Privacy Policy Updates

    A “Last Updated” date will always be posted at the start of the Privacy Policy. The Privacy Policy should be reviewed periodically as Finacco Kosovo LLC-FinANALYTICS reserves the right to change it at any time. However, Finacco Kosovo LLC-FinANALYTICS will post a notification on its website and/or email you if there has been a change. Please note that any changes or updates replace prior policies.